Reporting your rent can help boost your credit, enroll today & start getting the credit you deserve.
Build Good Credit History by Reporting Your Rent Payments.
Our monthly reporting is free and you get rewarded for paying your rent on time.
Annual Fee Plan
Pay a one-time Admin Fee
You can pay a one-time Annual Fee
Monthly Reporting Fee
Our Monthly Reporting Plan includes ongoing rent reporting for your current rental address.
We Report your Rental Payments to Trans Union & Equifax
It’s Time to Give Your Credit A Boost!
You can add up to 24-Months of historical reporting for a once-time payment of $100
Enroll in Rent Reporting & start to building credit with major credit bureaus. It’s quick & easy!
Verifying your Rent Payments
Once we verify your rental history we upload your data to selected credit bureaus. Your rental payments will show as a Tier-1 trade line on your personal credit report.
Report Past Rental Payments
Report your payments for the past 24 months. Creating a “seasoned” trade line on your credit report.
Keep your trade line “open” by reporting ongoing monthly rent.
Building your Credit Profile
Higher credit scores can open many new doors & provides huge financial benefits. Banks, Lenders, Auto Dealers, and Insurance Companies, all base their interest rates & premiums on credit scores.
Enroll Today, Build Credit Tomorrow
For only $4.95 per month* you can continue to build positive credit month after monthHow does Rentage work?
CLC doesn’t change how renters pay their rent each month, but it does require their landlords or property managers to participate. Their participation is crucial since they'll be verifying the rental payments each month. Even people renting from family members can participate, as long as the family member owns the property. CLC will also need proof that the renter has been living at the property. At CLC, no contract is required and customers may cancel by email or by phone with no added fee.
Rock Your Rent!
Open the door to a higher credit score by having your monthly rent payments reported to your credit profile.
Our nationwide rent reporting platform reports directly to Trans Union & Equifax.
We Got You Covered!
100% Refund Guarantee
We try & make this a painless process, & find most Landlords or Property Managers are happy to participate in our program. However, if they are not supportive & will not provide the information required, you don’t pay a penny. We will cancel the program & provide a full refund.
We Can Report Up To 24 Months Past History for a One-Time Payment of $100
We strongly recommend reporting both your historical data along with ongoing rent payments. A seasoned & open trade line provides the biggest boost possible to your credit profile!
Adding A Spouse or Room Mate for Historical Reporting
Include your spouse or room mate for historical reporting for a discounted cost..
Frequently Asked Questions (FAQs)
Will this impact how I pay my rent?
No. You will continue to pay your rent to your Property Management Company or Landlord in exactly the same way that you currently do. Nothing changes!
How will my rent payments be verified?
You provide us with basic information on your landlord or property manager when you enroll. We contact them and verify your rent payments to build the credit you deserve from your timely rent payments. There is no fee to your landlord or property manager to verify your rent.
What if my landlord won't verify the payments?
If we are unable to verify your rent with your landlord or property manager you won’t pay a penny! You can also upload or send us rent ledgers or cancelled checks show timely rent payments. We try to make this flexible and easy!
How much will my credit score increase?
We cannot guarantee a specific score improvement or a specific time-frame because everyone’s credit situation is different & unique. Sometimes other credit and factors will impact the credit profile, so it’s important to maintain timely payments on other credit trade lines while we are reporting your rent.
Will my rental payments be reported to all three bureaus?
No. Experian does not participate currently with Rent Reporting. The good news is that Trans Union & Equifax will report as a Tier-1 Trade lIne
Will I need to provide a lease or rental agreement?
Yes, the credit bureaus do require a document between you & your landlord. This will establish the date, the rental payments started, the frequency of payments, & amount due. We find that most tenant/landlord relationships already have a written agreement. However, if you do not have a copy of this lease, you need to contact your landlord & establish one before we can report your rental payments.
Can I just report historical rent history?
Yes, we actually have a program just for that! It’s a one-time cost, with no monthly reporting. We report up to 24-months of historical rent payments & show that on your credit report in about 30 days.
Can I add my spouse?
Rent Reporting is just like any other trade line on your credit report. It’s based on your unique information, your social security number and date of birth etc. So, we cannot provide a “joint” account, but we can add your Spouse at a discounted cost.
What happens if I pay my rent payment late?
All credit including rent payments are only considered late by the credit reporting agencies (CRA) if the payment is received more than 30-days past the due date. As long as you pay your rent within 30-days of your due date, it will be counted as an “on time” payment on your credit report. Remember to pay all your bills (including rent) on time, it’s very important!
Is Rock The Score a credit repair company?
No, we are not a credit repair service. We can refer you to a company for assistance. Simply contact us for additional information.
How will my rent payments report on my credit report?
It will show as an “open rental agreement” account on your credit report
What should I look for?
We will report your rent payments (& historical payments, if you opt for that program) on your credit report and it will show as “RTSMGMT”
Why credit cards can be good for my credit scores?
The Credit Reporting Agencies like to see a good “mix” of credit & having one or two credit cards can often help improve your credit score. We have some secured credit cards on our website under the “Resources” tab…check it out!