How can I build credit?

As long as you keep up to date with your payments, your credit rating will improve.

Can I use this credit card to shop and pay online?

Use it as you would any credit card: shop online, pay bills, and set up accounts online.

Can I spend more than what I have deposited on the credit card?

No, you can only spend up to your deposit limit.

How do the monthly interest payments work?

You’ll only pay monthly interest when you carry a balance on your Secured Visa.

What are your fee and interest charges?

Choose an annual fee of $12.99 and 19.99% interest and monthly fees of $3.50.

What is the deposit range? Can I set my limit?

Your limit is set at your deposit amount and can range from $200 to $25,000.

What if my card gets stolen or fraudulently used?

Insures eligible items against theft or damage for 90 days from the date of purchase.

Where can I use my card?

Visa offers a secure and reliable method of payment in 200+ countries and territories.

How will this card improve my credit score?

This card can rebuild your credit history by adding points to your credit score monthly.