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Decades of discrimination in the workplace and financial institutions have induced an almost trauma-like response in many people of color, particularly Black Canadians and Indigenous communities, making them less likely to seek credit. The ramifications can prove devastating, as good credit impacts everything from mortgage rates to hiring decisions by employers.

Our goal is to remove barriers to financial freedom for families by helping them improve their credit scores, reduce debt and give them hope. Your donations will help a marginalized family whose kids cannot enroll in a sports program due to their economic status or credit challenges.

Together we can make a difference and give HOPE!!