Credit Building Solutions and Modern Banking for the Culture.

A digital mobile banking experience for Black Canadians and Immigrants-We’re a bridge between you and a better credit.


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Your Approval is guaranteed without a Credit Check.




Secured Credit Card

Our secured credit card will help you rebuild damaged credit or establish new credit. We report your credit card activity to the credit bureau every month. Use your card for all your daily transactions to help establish or improve your credit.


Credit Builder Loan

A Credit Builder Loan is the combination of a secured installment loan and a savings account. During the life of this account, you will build both credit history and savings.

Personal-Build Personal Credit and Savings

Business-Build Business Credit History

Credit Specialist-Book a 30 minutes discovery call


Digital Banking

When you open a digital bank account through CLC, you save money and help the community. Recirculating wealth. That’s the CLC way.

                                                            Join our waiting list.


Rent Reporting can help build your credit,
enroll today & start building your credit profile

How it works

  1. Fill out  the registration form
  2. Pay your one-time setup fee
  3. We will report your rent to the credit bureau monthly
  4. No monthly fee


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CLC Secured Credit Card

Have you filed for Bankruptcy or Consumer proposal? Is your Credit Score Below the acceptable level?

Our secured credit card is designed to help you get back on track. This card can be used anywhere Visa is accepted. An easy and secure way to pay every day. Our Credit Experts will be here to support your journey.

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The Reason Why We are Best. 20+ Years of Experience Counts.

We have over 21 years of experience helping customers rebuild damaged credit, build new credit, get out of debt, and save more.  We were bankers with branch management experience, and we’re equipped to advise you on all areas of money management. We understand how credit scores work, and we can help you improve your credit scores faster.

We understand that financial strain could impact mental health. Therefore, we provide free credit counseling and mental health evaluations through our partners. Ask Us How.

The Services Included in Your Membership

Become an Elite Member for $19.99/monthly.

Credit Services

Applying for credit facilities could be over overwhelming. We will prepare you for IT.

Credit Score Boost

We provide unlimited educational materials that will help you maintain an acceptable credit score. Plus Credit Monitoring.

Identity Theft

This is a crime that happens frequently. We work with partners to protect or restore your identity.

Credit and Debt Analysis

You will get a customized credit and debt analysis to help you manage your spending and lending decisions.

Our Business Partners

Request a call back.

One of our Credit Analysts will get back to you within 24 hours.

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