Your Approval is guaranteed without a Credit Check.
Apply by completing the full application for our guaranteed secured Visa
Send us your security deposit ranging between $200-$25,000.
You can determine your credit limit based on your deposit.
Approvals are guaranteed without impacting your credit.
Use your CLC credit card for all your daily transactions and we will report your credit card activities to credit bureaus. Ensure that you’re making your payments on time and don’t go above your credit limit.
STEP 4 (Optional)
Most lenders want to see a minimum of two trades on your credit report, especially when you’re building a new credit history or rebuilding your credit. You can combine our cash secured loan with the secured visa for a faster result.
Secured Credit Card
Our secured credit card will help you rebuild damaged credit or establish new credit. We report your credit card activity to the credit bureau every month. Use your card for all your daily transactions to help establish or improve your credit.
Our quick loans can help you rebuild your credit. And our cash advance options can help you with unexpected expenses or overdue bill payments.
We’re here to help you get back on track.
Our credit Analysts will find the best mortgage loan and rate based on your credit situation. We have over 20 years of experience helping Canadians with bad credit get mortgage approvals, and we can help you too. Ask Us How.
CLC Credit Building Bundle
Combine our Cash Secured Loan with CLC Secured Credit Card for a faster result
Cash Secured Loan
Unlike a traditional loan, you will not get any money upfront. Instead, this option works like a pre-authorized savings plan.
How does this build your credit?
We report your monthly payment to the credit bureau, which adds to your points. As a result, your points increase your credit score, thereby building it up to an acceptable level.
CLC Secured Credit Card
Have you filed for Bankruptcy or Consumer proposal? Is your Credit Score Below the acceptable level?
Our secured credit card is designed to help you get back on track. This card can be used anywhere Visa is accepted. An easy and secure way to pay every day. Our Credit Experts will be here to support your journey.
The Reason Why We are Best. 20+ Years of Experience Counts.
We have over 21 years of experience helping customers rebuild damaged credit, build new credit, get out of debt, and save more. We were bankers with branch management experience, and we’re equipped to advise you on all areas of money management. We understand how credit scores work, and we can help you improve your credit scores faster.
We understand that financial strain could impact mental health. Therefore, we provide free credit counseling and mental health evaluations through our partners. Ask Us How.
The Services Included in Your Membership
Become an Elite Member for $19.99/monthly.
Applying for credit facilities could be over overwhelming. We will prepare you for IT.
Credit Score Boost
We provide unlimited educational materials that will help you maintain an acceptable credit score. Plus Credit Monitoring.
This is a crime that happens frequently. We work with partners to protect or restore your identity.
Credit and Debt Analysis
You will get a customized credit and debt analysis to help you manage your spending and lending decisions.
Our Business Partners
Request a call back.
One of our Credit Analysts will get back to you within 24 hours.