Your Approval is guaranteed without a Credit Check.
Apply by completing the full application for our guaranteed secured Visa
Send us your security deposit ranging between $200-$25,000.
You can determine your credit limit based on your deposit.
Approvals are guaranteed without impacting your credit.
Use your CLC credit card for all your daily transactions and we will report your credit card activities to credit bureaus. Ensure that you’re making your payments on time and don’t go above your credit limit.
STEP 4 (Optional)
Most lenders want to see a minimum of two trades on your credit report, especially when you’re building a new credit history or rebuilding your credit. You can combine our cash secured loan with the secured visa for a faster result.
Secured Credit Card
Our secured credit card will help you rebuild damaged credit or establish new credit. We report your credit card activity to the credit bureau every month. Use your card for all your daily transactions to help establish or improve your credit.
Credit Builder Loan
A Credit Builder Loan is the combination of a secured installment loan and a savings account. During the life of this account, you will build both credit history and savings.
Personal-Build Personal Credit and Savings
Business-Build Business Credit History
Credit Specialist-Book a 30 minutes discovery call
When you open a digital bank account through CLC, you save money and help the community. Recirculating wealth. That’s the CLC way.
Join our waiting list.
Rent Reporting can help build your credit,
enroll today & start building your credit profile
CLC Secured Credit Card
Have you filed for Bankruptcy or Consumer proposal? Is your Credit Score Below the acceptable level?
Our secured credit card is designed to help you get back on track. This card can be used anywhere Visa is accepted. An easy and secure way to pay every day. Our Credit Experts will be here to support your journey.
The Reason Why We are Best. 20+ Years of Experience Counts.
We have over 21 years of experience helping customers rebuild damaged credit, build new credit, get out of debt, and save more. We were bankers with branch management experience, and we’re equipped to advise you on all areas of money management. We understand how credit scores work, and we can help you improve your credit scores faster.
We understand that financial strain could impact mental health. Therefore, we provide free credit counseling and mental health evaluations through our partners. Ask Us How.
The Services Included in Your Membership
Become an Elite Member for $19.99/monthly.
Applying for credit facilities could be over overwhelming. We will prepare you for IT.
Credit Score Boost
We provide unlimited educational materials that will help you maintain an acceptable credit score. Plus Credit Monitoring.
This is a crime that happens frequently. We work with partners to protect or restore your identity.
Credit and Debt Analysis
You will get a customized credit and debt analysis to help you manage your spending and lending decisions.
Our Business Partners
Request a call back.
One of our Credit Analysts will get back to you within 24 hours.