Your Approval is guaranteed without a Credit Check.
STEP 1
Apply by completing the full application for our guaranteed secured Visa
STEP 2
Send us your security deposit ranging between $200-$25,000.
You can determine your credit limit based on your deposit.
Approvals are guaranteed without impacting your credit.
STEP 3
Use your CLC credit card for all your daily transactions and we will report your credit card activities to credit bureaus. Ensure that you’re making your payments on time and don’t go above your credit limit.
STEP 4 (Optional)
Most lenders want to see a minimum of two trades on your credit report, especially when you’re building a new credit history or rebuilding your credit. You can combine our cash secured loan with the secured visa for a faster result.
OUR SERVICES
1
Credit Builder
A good payment history can improve your credit score. A good credit score can open doors to new opportunities. Our Credit Builder creates a good payment history for you with the credit bureau by reporting a consistent monthly payment on your behalf based on your credit builder account.
2
Quick Loans
We provide Personal and Business loans. Get up to $1600 to cover monthly shortfalls or emergencies. Our loans are short term loans for 3-4 months. The loan can be paid back as a lumpsum or multiple instalments.
3
Rent Reporting
You pay the Rent, and We report a trade line to the credit bureau.
How it works
You will continue to make your monthly rent payment to your landlord and CLC will confirm your payment with the landlord/property manager. Once confirmed, we report it to the credit bureau.
How it works
- Fill out the registration form
- Pay your one-time setup fee
- Choose a one time annually fee or monthly payment option
- Your on time rent payment will be verified
- We will report your rent to the credit bureau monthly
1
Rent Reporting
You pay the Rent, and We report a trade line to the credit bureau.
How it works
You will continue to make your monthly rent payment to your landlord and CLC will confirm your payment with the landlord/property manager. Once confirmed, we report it to the credit bureau.
2
Credit Builder
A good payment history can improve your credit score. A good credit score can open doors to new opportunities. Our Credit Builder creates a good payment history for you with the credit bureau by reporting a consistent monthly payment on your behalf based on your credit builder account.
3
Quick Loans
We provide Personal and Business loans. Get up to $1600 to cover monthly shortfalls or emergencies. Our loans are short term loans for 3-4 months. The loan can be paid back as a lumpsum or multiple instalments.
Rent Reporting
Rent Reporting can help build your credit,
enroll today & start building your credit profile
How it works
- Fill out the registration form
- Pay your one-time setup fee
- Choose a one time annually fee or monthly payment option
- Your on time rent payment will be verified
- We will report your rent to the credit bureau monthly
CLC Secured Credit Card
Have you filed for Bankruptcy or Consumer proposal? Is your Credit Score Below the acceptable level?
Our secured credit card is designed to help you get back on track. This card can be used anywhere Visa is accepted. An easy and secure way to pay every day. Our Credit Experts will be here to support your journey.
The Reason Why We are Best. 20+ Years of Experience Counts.
We have over 21 years of experience helping customers rebuild damaged credit, build new credit, get out of debt, and save more. We were bankers with branch management experience, and we’re equipped to advise you on all areas of money management. We understand how credit scores work, and we can help you improve your credit scores faster.
We understand that financial strain could impact mental health. Therefore, we provide free credit counseling and mental health evaluations through our partners. Ask Us How.
The Services Included in Your Membership
Become an Elite Member for $19.99/monthly.
Credit Services
Applying for credit facilities could be over overwhelming. We will prepare you for IT.
Credit Score Boost
We provide unlimited educational materials that will help you maintain an acceptable credit score. Plus Credit Monitoring.
Identity Theft
Restoration
This is a crime that happens frequently. We work with partners to protect or restore your identity.
Credit and Debt Analysis
You will get a customized credit and debt analysis to help you manage your spending and lending decisions.
Our Business Partners
Request a call back.
One of our Credit Analysts will get back to you within 24 hours.
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